Divorce is one of the most emotionally challenging life events. Decisions that are made during this time can affect you for a lifetime. Hiring a CDFA™, can help you understand and navigate the financial and tax decisions that need to be made during the divorce. We function as a financial resource, to help see what your financial future will look like post-divorce, not only for the next year, but into retirement. You will feel empowered to move forward, fully understanding your financial future and the reality of decisions made.

We look at the tax consequences, the division of assets; both retirement and non-retirement, health care coverage in the future, employer benefits and stock options to help you achieve an equitable settlement. We work with you and your Family Law Attorney as a team to empower you to make decisions and evaluate options for your future. We use software to show you what the outcome will look like; should you keep the marital home, if not, what can you afford, which assets make sense to keep, how much insurance and what kind will I need for the future.

A CDFATM, helps both men and women navigate the divorce process. We work as either an advocate for one side if there is a knowledge or power imbalance, or as a neutral, providing clarity on the issues and helping to collaborate to resolve them so that the individuals can move forward with their lives. We work with you and your attorney to resolve matters at your pace, and more efficiently.

Top 5 reasons for Hiring a CDFATM:

  1. A CDFATM functions as a resource to help you achieve an equitable financial outcome that allows you to move forward. This process will empower you to make educated choices necessary for your future. We will show the tax and financial implications of decisions that you will be making. We work as a team with your Family Law Attorney or Mediator.
  2. You will have a clearer picture of your financial future. This is one of the major challenges with completing the process; the uncertainty of the outcome. We provide a cash flow analysis which will show your financial life going forward. This often can save time and therefore money. The financial world is more complex than ever, and we help to put all the pieces together into a financial planning process that makes the choices more obvious and gives peace of mind.
  3. The divorce financial planning process helps to show your financial future both in the here and now, as well as long term decisions which allow you to move on. We will develop solutions and strategies for success all the way through retirement.
  4. We help with both the marital lifestyle expenses, as well as post-divorce expenses; adding new ones that might occur such as health insurance, child care, business related, life insurance etc., and shedding expenses that will no longer be pertinent. Since inflation is always a concern, we will build in cost of living increases to make sure that income will meet expenses going forward.
  5. Most individuals going through divorce face anxiety and doubt about their financial picture and want to be assured that they will be OK. The financial planning reports will clearly show what the impact of decisions made during the process will be, so that you will be able to make choices that are sustainable, and allow you to enjoy your new life. There is enough emotional upset during the process, and making decisions at this time is challenging. A CDFATM will help give guidance on everything from the assets and liabilities, budget, taxes, as well as enable you to meet your obligations going forward.
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck