TURNING YOUR VISION OF THE FUTURE INTO REALITY

Jeffrey M. Valle graduated from Moravian College with a B.A. in Business Management and Industrial/Organizational Psychology. Jeff has been a Financial Consultant for over 30 years and spent 15 years in Branch Management. In 2009, Jeff founded the Falcon Financial Group with his partners to create a firm that focuses on the many needs of the affluent and emerging affluent community. Jeff specializes in comprehensive financial planning, retirement planning, and wealth management for individuals and business owners.

Jeff believes that to offer quality financial advice, you must constantly strive to educate yourself and your clients to empower them to make good decisions. Jeff also completed coursework for a Wharton Certificate in Retirement Planning and studied advanced asset allocation at the Faculty Club at Harvard University. In 2024 Jeff completed coursework from Columbia University and was awarded the Holistic Financial Coach designation.

Jeff’s distinguished accomplishments include recognition from Equitable Advisors in the Hall of Fame, as well as recognition from the Million Dollar Round Table as a Life and Top of The Table qualifier of the MDRT. Jeff was also recognized in NJ Monthly Magazine as a "Five Star Wealth Manager" every year since 2012. In addition, Jeff has been acknowledged by AdvisorHub Magazine in their 2023 annual rankings, ‘50 Advisors to Watch (Under $1B)’.

Community Impact, Involvement, Personal:
Jeff currently resides in Bloomsbury, NJ, with his wife Denise, daughters, Kayla, Emma and Tia, and son, Brady. Jeff's interests include supporting youth sports, playing golf and spending time with family in Disney World and on Disney Cruises. Jeff's charitable interests include supporting "Communities in Crisis" (Opiate Epidemic awareness and intervention), The American Cancer Society, Special Needs Hockey, and Special Needs Cheerleading. In addition, Jeff and his wife volunteer at Stewartsville Performing Arts Club. Jeff also founded and served as president of a 501c3 that raised money for his town’s recreational programs.

Professional Qualifications:
• Certified Financial Planner professional, (CFP®)
• Certified Divorce Financial Analyst, (CDFA)
• Chartered Financial Consultant, (ChFC)
• Chartered Life Underwriter, (CLU)
• Retirement Income Certified Professional®, (RICP®)
• Certified Plan Fiduciary Advisor (CPFA®)
• FINRA Securities Registrations: Series 6, 7, 24, 53, 63, and 65
• Life & Health insurance in various states

CFP® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

The Retirement Planning Specialist title is awarded by Equitable Advisors, based upon the Financial Professional’s (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and Equitable Advisors’ affiliate, Equitable Financial Life Insurance Company (NY, NY), coursework for the certificate was developed exclusively for Equitable Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact atretirement@equitable.com. Complaints about an Equitable Advisors FP should be directed to customer.relations@equitable.com.

The RICP® (Retirement Income Certified Professional®) designation is sought by financial services sales professionals whose focus includes clients planning for their retirement income. The designation's required curriculum is administered by The American College in Bryn Mawr, PA, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104. The mark RICP® is the property of The American College and may be used only by individuals who have successfully completed the initial and ongoing certification requirements for this designation. Complaints about a designee can be made by e-mail at Registrar@TheAmericanCollege.edu. or by calling 888-263-7265. To verify a designee, visit http://www.designationcheck.com.

This Five Star Wealth Manager Award was given on December 1, 2023, remains valid for the year of 2024 and is administered by Crescendo Business Services, LLC (dba Five Star Professional).  Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. 

CA License #0K82641

Jody graduated with a B.S. in Biology from Bucknell University with a concentration in Business, and from Rutgers Medical School as a Physician’s Assistant. She started her working life in the medical and pharmaceutical industries. Jody focuses her practice in the areas of holistic financial planning and wealth management for individuals and closely held businesses using a goal-based, holistic approach to their finances. She focuses in the areas of retirement and estate planning strategies, having obtained a Certificate in Retirement Planning from the Wharton School at the University of Pennsylvania. She received the “Women’s Choice Award” for Financial Advisors from 2014 through 2025, highlighted in USA Today, as one of the top 100 advisors for women in the United States, is a multi-year Five Star Wealth Manager awarded by NJ Monthly Magazine and was named in the Forbes 2026 Top Women Wealth Advisors. She recently completed the Columbia University Credentialed Holistic Financial Coach Course.  Jody has been working with Family Law Attorneys and Mediators for over 15 years providing insight into the financial issues surrounding divorce to assist individuals in achieving a fair and equitable settlement, but most importantly to assist in making decisions that give them a clear view of their future and a path towards achieving their life goals. She helps them feel empowered to move forward towards a brighter future. Jody is a CDFA ™, (Certified Divorce Financial Analyst) and belongs to the New Jersey Collaborative Law Group.

Jody is active in the Financial Planning Association of NJ and lectures at the Institute for Continuing Legal Education and the Women’s Center at Morris County Community College. She is the CEO and Board Chair of Community in Crisis; a non-profit dedicated towards taking the stigma out of addiction, working on prevention and education around the heroin/opiate epidemic and providing sobriety support to individuals struggling. She is a member of the Morristown Chamber of Commerce and is a frequent contributor to the Star Ledger and nj.com and has been quoted in Forbes, Barron’s, the Wall Street Journal, Money Magazine, NerdWallet, Fortune, Real Simple and cnn.com. Jody received the Statewide YMCA “Social Responsibility Champion” Award and the Freedom House “Citizen of the Year” Award in 2015 for her work with “Community in Crisis” and the Women of Leadership Award by the Boy Scouts of America in 2016. She was awarded the “Hometown Hero” Award from the Somerset County Commission on Women, the AXA “Hearts in Action” and the Invest in Others, “Catalyst Award” winner in 2017. Jody received the Lifetime Achievement Award from the Somerset County Y in 2018.

Licenses: Life and health insurance in various states.
FINRA Securities registration: Series 7, 66

CFP^® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

The Retirement Planning Specialist title is awarded by Equitable Advisors, based upon the Financial Professional’s (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and Equitable Advisors’ affiliate, Equitable Life Insurance Company (NY), coursework for the certificate was developed exclusively for Equitable Advisors FPs, and the title may be used only by FP who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact Equitable atretirement@equitable.com. Complaints about an Equitable Advisors email customer.relations@equitable.com .

This Five Star Wealth Manager Award was given on December 1, 2023, remains valid for the year of 2024 and is administered by Crescendo Business Services, LLC (dba Five Star Professional).  Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. 

The RICP^® designation is sought by financial services sales professionals whose focus includes clients planning for retirement income. The designation's required curriculum is administered by The American College, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104. The mark RICP^® is the property of The American College and may be used by individuals who have successfully completed the initial and ongoing certification requirements. Complaints about a designee can be made by e-mail Registrar@TheAmericanCollege.edu. or calling 888-263-7265. To verify a designee http://www.designationcheck.com.

David has been a financial consultant with AXA, now Equitable Advisors since 1996. He co-founded the Falcon Financial Group in 2009 along with several partners, to create a firm that would provide a concierge level of service to his clients. David’s practice focuses on comprehensive financial planning and wealth management; he specializes in retirement planning. His primary objective is to help his clients accomplish and fulfill their life-long dreams and goals.

David also works with sole proprietors and small business owners and specializes in helping them maximize tax advantaged savings programs. He feels it is of paramount importance that people running their own business take advantage of all the tax advantaged programs that are available to them.

David received his CERTIFIED FINANCIAL PLANNER ™ professional designation in 2008. He also completed coursework at the Wharton School at the University of Pennsylvania and obtained a Certificate in Retirement Planning. Most recently, David completed coursework in advanced asset allocation at the Faculty Club at Harvard University. He believes that continuing his education is the best way to help his clients achieve their goals and objectives; he strives to educate his clients and thereby empower them to make good financial decisions. His goal is to do for his clients what he would do for himself, given the same set of facts and circumstances.

During his distinguished career, David has received many sales and management awards, including recognition from AXA Advisors in their Hall of Fame.

David resides in Martinsville, NJ with his wife, Julia, their two children and their dogs Beanie and Whitney. He is an avid runner and has completed numerous races including the NYC Half Marathon and NJ Marathon.

Licenses: Life and health insurance in various states
FINRA Securities registration: Series 6, 7, 24, 63, and 65

CFP® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

The Retirement Planning Specialist title is awarded by Equitable Advisors, based upon the Financial Professional’s (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and Equitable Advisors’ affiliate, Equitable Financial Life Insurance Company (NY, NY), coursework for the certificate was developed exclusively for Equitable Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact atretirement@equitable.com. Complaints about an Equitable Advisors FP should be directed to customer.relations@equitable.com.

This Five Star Wealth Manager Award was given on December 1, 2023, remains valid for the year of 2024 and is administered by Crescendo Business Services, LLC (dba Five Star Professional).  Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. 

William Ford graduated from the University of Scranton in 1990 with honors and earned a B.A. in Economics and Finance and a minor in History. In 1996, he went on to earn an MBA in Investment Finance from Fairleigh Dickinson University and graduated Magna Cum Laude. Prior to graduating from the University of Scranton, Bill gained valuable experience when he interned for two summers for Citigroup on Wall Street. Bill has worked in the financial services and investment industry since 1990. Upon graduating from the University of Scranton, Bill began his professional career with Prudential Investments in their institutional pension and investment division.

In 1997, Bill joined AXA Advisors as a Financial Consultant in order to build his own investment firm. In 2009, Bill co-founded The Falcon Financial Group with his partners to create a firm that focuses on serving the full needs and goals of all his clients. The firm’s main focus is to turn their clients’ vision of the future into reality. Bill specializes in wealth management and comprehensive financial and retirement planning. Bill’s primary objective is to help his clients accomplish and fulfill their life-long dreams and goals. During his career at Equitable Advisors and The Falcon Financial Group, Bill has received numerous awards and has been recognized by Equitable every year for his accomplishments. Bill was inducted into the AXA Advisors Hall of Fame in 2008 because of his achievements at the firm. Bill has also been recognized by The Million Dollar Round Table (MDRT) as a qualifying member. Bill attended and completed the Institute at Harvard University in Cambridge, Massachusetts. The Institute, which emphasized advanced asset allocation strategies, investor behavior and wealth management, was under the direction of Harvard Professor Dr. Harold Langlois.

In 2018, Bill and his firm were formally recognized by New Jersey Monthly Magazine as a “Five Star Wealth Manager.” Bill currently resides in Basking Ridge, NJ with his wife Sharon, his daughter Meghan, and his son Liam. Bill’s interests include coaching youth sports, traveling with his family, cheering for Notre Dame football, and watching his kids grow. He is an active member of the Adventure Guides program through the YMCA which promotes building a lasting strong bond with his children. Giving back to the community is very important to Bill, and his charitable interests include local organizations, such as Heartworks, as well as other well- known organizations such as Make a Wish Foundation.

This Five Star Wealth Manager Award was given on December 1, 2023, remains valid for the year of 2024 and is administered by Crescendo Business Services, LLC (dba Five Star Professional).  Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. 

Robert W. McNeill is a graduate of Seton Hall University with a Bachelor’s Degree in Business Management. Bob joined Equitable (at that time: Equitable Life) in 1983 as a Financial Advisor. After establishing himself as a top financial advisor, Bob was asked to enter management where he took on the additional roles of training and supervising other financial advisors. Bob spent 18 years performing the dual role of financial advisor and District Manager in the Wall, NJ office of AXA.

Since joining Equitable, Bob has always focused on the insurance and investment needs of his clients. Bob takes the financial welfare of his clients above all else making sure that their wealth is managed appropriately. Bob has consistently focused on educating himself to be able to provide the best advice possible. This educational focus has lead Bob to complete his Chartered Life Underwriter degree as well as his Chartered Financial Consultant designation, both from the American College. Bob’s success entered him admission into AXA’s prestigious Hall of Fame back in 1999.

In 2017, Bob made the decision to resign the management duties and focus his efforts on the needs of his clients. He was inspired by his two sons joining him in the business. Bob and his sons joined the Falcon Financial Group to partner with other successful advisors that Bob had known for over 20 years.

After raising his family in Toms River, NJ, Bob and his wife, Michele, currently reside in Tinton Falls, NJ. Bob enjoyed community service and volunteering and coached both Ice hockey and baseball when his kids were younger. Now, he focuses on his community service and charitable efforts on several nonprofit organizations including Make-A-Wish, American Cancer Society, and The Wounded Warriors Foundation.

Licenses include: Life & Health insurance in numerous states
FINRA Securities registration: Series 6, 7, 63, 65, 24 and 53

Douglas W. Todd ChFC, has dedicated 36 years to the financial services industry, demonstrating a steadfast commitment to excellence and client satisfaction. His career trajectory is marked by significant milestones, each reflecting his growing expertise and leadership in the field.

Douglas embarked on his professional journey in 1988 by joining Equitable, a prominent financial services company. During his early years at Equitable, Douglas enhanced his skills in financial planning and client relations, laying a strong foundation for his future endeavors. His dedication to understanding clients' needs and providing tailored financial solutions quickly set him apart as a rising star in the industry.

In recognition of his exceptional performance and leadership potential, Douglas was appointed as District Manager at Equitable in 1993. In this role, he was responsible for overseeing a team of financial advisors, driving growth, and ensuring the delivery of high-quality financial services. Douglas's strategic vision and ability to mentor his team contributed significantly to the district's success, solidifying his reputation as a capable leader.

Driven by an entrepreneurial spirit and a desire to offer more personalized financial services, Douglas founded Net Worth Management Group in 2000. As the founder and CEO, he built the firm from the ground up, focusing on tax-efficient retirement strategies, comprehensive financial planning, wealth management, and investment advisory services. Under his leadership, Net Worth Management Group grew into a respected and trusted name in the industry, known for its client-centric approach and innovative solutions.

In 2024, Douglas took another significant step in his career by bringing his talents and skills to The Falcon Financial Group, LLC. This new role allows him to leverage the combined resources and expertise of both firms to better serve clients.  Douglas continues to focus on delivering enhanced value and a broader range of services, ensuring that clients receive the highest level of financial guidance and support.

Douglas holds a Bachelor of Science Degree from Montclair State University and has earned the Chartered Financial Consultant (ChFC) designation from The American College.  He is the creator of “The Net Worth Maximizer™”, a process designed to help individuals grow, protect, and preserve their net worth using tax-efficient strategies. Over the past 20 years, he was active in the Morris County Chamber of Commerce, where he served on the Board of Directors and as Chairman for their inaugural Morris County Sidewalk Golf Classic, benefiting the Business and Education Together Foundation. Additionally, Douglas is a member of Equitable Agents Reinsurance Company and Equitable’s Elite Advisors Group.

Douglas has been recognized with several prestigious awards, including the 2007 Small Business/Big Impact Company Award from the Morris County Chamber of Commerce and the 2016 Project Morry Corporate Social Responsibility Award. He has also received numerous industry accolades for his superior excellence in the financial services profession.

Douglas and his wife, Elisa, enjoy spending time on their farm in Central New Jersey, where they focus on improving the quality, health, and vigor of their woodland. Their forest management plan includes protecting and enhancing the environment, including soil, water, and wildlife. Douglas also takes pleasure in caring for their farm animals—alpacas, sheep, goats, and chickens—and enjoys golfing, fishing, and flying as a student helicopter pilot.

David Schluer is a distinguished figure in the financial industry with over 50 years of experience in developing portfolio strategies and managing investment portfolios for institutional, corporate, and private clients. His career began with significant roles including Executive Director at CIBC Oppenheimer and Senior Vice President and Chief Investment Officer of Beneficial Corporation’s Insurance Group.

In 2000, David co-founded Net Worth Management Group and has since served as its President and Chief Investment Officer. Under his leadership, Net Worth Management Group has grown to become a respected and trusted name in the industry. 

In 2024, Net Worth Management Group merged with The Falcon Financial Group, LLC, bringing together over a century of financial expertise. David will harness the combined resources and knowledge of both firms to continue delivering portfolio management, retirement planning, and comprehensive financial insights to his clients and the broader firm.

David is a graduate of Ohio State University, holding both a Bachelor of Science (BS) and a Master of Business Administration (MBA) degree. His academic focus was on finance, economics, and investments. He has also served as the president of the Columbus Financial Analysts Society and has participated in numerous investment seminars and advanced learning programs.

David possesses a remarkable range of professional licenses and certifications, highlighting his extensive expertise and dedication to the financial sector. In addition to these credentials, he has received numerous industry awards that recognize his outstanding contributions and excellence in the field.

David resides in Long Valley, NJ, with his wife Karin and their English Cocker Spaniel, "Gibbs," who is an AKC Bronze Grand Champion and a Westminster Award of Merit winner.

Laura Hingle is a graduate from Dickinson College, with a B.A. in Political Science and M.B.A. from Syracuse University in International Business and Operations Management. Laura has also furthered her training in employee benefits by receiving her CEBS designation from International Foundation of Employee Benefits and Wharton School of Business at University of Pennsylvania.

Laura began her employee benefits career in 1990 with Tribus Companies, one of New Jersey’s top employee benefits companies employing over 200 employees. Upon the acquisition of Tribus Companies in 2000, Laura continued working with Wachovia Insurance Services as Vice President, Sales Integration until 2006. In 2006, Laura founded Black Diamond Solutions, LLC, a benefits brokerage and consulting firm specializing in health and welfare programs. To expand the products, services and expertise available to her clients, Laura joined Equitable Advisors in 2013 which specializes in Financial Needs Analysis and Business Strategies.

Laura differentiates herself by partnering with clients and being their advocate in a complex, ever-changing employee benefits environment. She focuses on tough negotiations with vendors, educating the clients on leading edge trends, providing quick and accurate customer service responses; and implementing plans of action. Laura is passionate about sports and exercise. She coached youth basketball for both girls and boys; she plays volleyball for the HUB league and has run 42 full marathons including Boston and NYC. She shared her running passion as a pacer for the NJ Marathon. Laura is also a triathlete who completed multiple 140.6 and 70.3 Ironman events.


CFP® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Chelsea A. Chiswick graduated from The College of New Jersey where she double majored in Finance and Marketing. Upon graduating college, Chelsea wanted to experience other cultures and expand upon her volunteering efforts before entering the world of finance. She spent 3 months living in the Dawasamu District of Fiji working in the local school systems teaching English and collaborating on community development projects. This experience is one that will live with Chelsea forever as it has shaped how she chooses to live her life professionally and personally. Upon her return, Chelsea began her career with Equitable Advisors in 2016 with a passion for helping people plan for their financial future.

In 2019, Chelsea was promoted to Regional Vice President at Equitable, the first woman VP in the history of the Atlantic Branch. After 3 successful years in management, she decided rather than leading other financial advisors, her true passion is to spend her time and energy working with clients.

As a result of Chelsea’s accomplishments, she was invited to join The Falcon Financial Group, one of the leading financial planning teams in the country. This new partnership provides Chelsea and her clients with access to some of the most experienced minds in the planning industry with an emphasis on holistic financial planning.

Chelsea continues to support the GVI Organization, an award-winning organization that focuses on high-impact and high-quality conservation and community development programs. Chelsea also focuses her charitable work with the MS Society. Originally from Hunterdon County, NJ, she now resides in Morristown, NJ.

Life & Health insurance in various states,
FINRA Securities registrations: Series 7 , 24, 66

 CA Insurance Lic. # 0L69929, AR Insurance Lic. # 17963437

CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Kristopher Taubald graduated from Colorado State University with a B.A. in Economics. Prior to graduating, Kris interned on Wall Street with ABN AMRO, where he gained valuable experience in the financial services industry.

Kris began his career in finance in 2000 with Merrill Lynch, where he worked as a retirement services specialist as well as in the banking division. In 2004, Kris joined Barclays Capital as a trading assistant on the U.S. Treasury repo desk. He has been with Equitable since 2013.

As a financial representative, Kris helps clients to prioritize their goals, understand their options, and strategize to help them attain a more secure financial future. Kris' goal is to provide clients with financial independence and peace of mind. He integrates unbiased investment guidance with the key planning disciplines of financial planning, estate planning, and risk management. Kris ensures that he understands and identifies clients’ needs, goals, and values, and then develops a plan that makes sense for them.

A lifelong resident of New Jersey, Kris currently resides in Morris Plains with his wife, Susan, and their children: Charlie and Henry. The family has welcomed a new dog into their family, Brownie.

Licenses: Life Insurance in various states.
FINRA Securities registration: Series 7, 63, 65

Michelle Hyde, CPA, MBA, CTC, is the Managing Partner of Hyde & Associates in Chester, NJ. She is a Trusted Advisor® who helps individuals and businesses in designing and implementing tax, estate and financial planning strategies..

Michelle's experience covers a broad range of financial matters. As a Certified Public Accountant, she has over 20 years' experience in providing creative, intelligent and supportable tax reduction strategies for businesses, their owners and high net worth individuals. In addition, Michelle has her MBA in finance and management from New York University.

Over the course of her career, she has developed tax and financial planning strategies for:

Business acquisitions and divestitures
Structuring settlement agreements in matrimonial and business disputes
Planning to reduce estate taxes
Designing retirement plans for businesses and self-employed individuals
Comprehensive financial plans for a broad range of individual clients
Preparing business and personal tax returns

Prior to forming Hyde & Associates, Michelle was a partner in a startup medical education company. She served as the chief financial officer, where she secured financing and built an infrastructure to support a $20MM business in less than 4 years. Preceding that, Michelle worked for American Express Tax and Business Services, where she helped small and medium-sized businesses and their owners minimize their taxes while simultaneously maximizing their profitability.

Michelle holds an undergraduate degree in Accounting from Rutgers University, and her MBA with a concentration in Finance and Management from the Stern School of Business at New York University. She is also an active member in the New Jersey Society of Certified Public Accountants and the American Institute of Certified Public Accountants, as well as the Morris Chamber of Commerce and Business Network International.

Licenses: Life insurance in various states.

FINRA Securities registrations: Series 7, 63, 66

Trusted Advisors® is a program of Equitable Advisors and Equitable Network, LLC.

Daniel Shearer began his career in financial services in 2000 with the retirement planning division of Equitable. Because of his passion for helping others achieve their financial goals and his strong interest in financial planning, he transitioned to the role of Financial Advisor in 2006. Dan’s practice focuses on comprehensive financial planning including wealth management, retire income planning and risk management/insurance planning. Believing that experience and continuing education are extremely important to be able to provide the best advice and service for his client’s financial needs, Daniel earned the Certified Financial Planner CERTIFIED FINANCIAL PLANNER™ professional designation (CFP® ) as well as the Chartered Life Underwriter designation (CLU®).

During his career Daniel also spent several years in the dual role of Financial Advisor and Vice President. During this time, in addition to his financial planning practice working with clients, he was also responsible for the training and development of new associates to the Financial Advisor position. Because of his desire to focus all of his time and energy on his clients and financial planning practice Daniel left his role as Vice President in 2016. In 2021 he joined the Falcon Financial group to partner with other high level financial professionals to be able to provide an even greater level of service and expertise to his clients.

Daniel graduated with honors from Kean University with a Bachelor’s Degree in Business Management. He has lived in Monmouth County for most of his life. Dan enjoys spending time with his family, outdoor activities, traveling and reading. Always believing in giving back, Dan supports several charities including The American Society for the Prevention of Cruelty to Animals, Shriners Hospitals for Children and the Monmouth County SPCA.

FINRA Securities Registration: Series 7, 66, 24, 6

Licenses: Life and health insurance in various states.

CA Insurance Lic.# 0M84993

CFP® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Robert W. McNeill, Jr. began his career with Equitable in 2010 as a Financial Advisor. His expertise as a Financial Advisor was apparent, as he quickly achieved many distinguished awards at Equitable, including the prestigious National Leader Corp. Robert believed that financial planning required continuous exposure to products, philosophies, and strategies and thereby dedicated himself to gaining advanced knowledge of the industry. Recognizing that a combination of knowledge and paramount service was the best way to help his clients achieve financial success, Robert earned his Certified Financial Planner designation, considered to be the most valuable degree for financial professionals, the Chartered Financial Consultant designation, and the Chartered Life Underwriter designation. In addition to knowledge, Robert believes that a solid financial plan, regular communication and strategic guidance are the keys to offering his clients confidence in their long term financial plans.

Robert graduated from Monmouth University in 2010 with a B.A. in Business and a Concentration in Finance. He chose to pursue a career in business because of his passion for studying the stock market and his interest in business development. His curiosity about the field of finance began at the young age of 13, when he researched and tracked stocks of several companies that piqued his interest. He expanded his understanding of the field with the support of his father, Robert McNeill, Sr., who is a distinguished Equitable Hall of Fame Member. When Robert joined Equitable in 2010, he began working collaboratively with his father, Bob Sr. Today, Robert is part of a family business working closely with both his father and brother. His father began their organization 35 years ago and in partnering with his sons has established an extremely successful financial planning practice which provides a client centered approach to financial management, focusing on the specific needs and goals of each individual.

In 2017 the McNeill family decided that the next step in growing their family business was to partner with the Falcon Financial Group, another partnership at Equitable. This group is comprised of several successful advisors who Robert and his family have worked collaboratively with throughout their careers. By teaming with other professionals, they are able to leverage the expertise of the other members of the Falcon Financial Group and continually improve advice, guidance and service to their new and existing clients.

Currently, Robert, his wife Anita, and their two son’s, Logan and Landon, reside in Brick, NJ. He is an avid sports fan and enjoys playing hockey and football and competing in various tournaments. He supports the Special Olympics and The Wounded Warrior Project as well as several other charities.

Licenses: Life and health insurance in various states.
FINRA Securities registration: Series 7, Series 66.

CFP® and CERTIFIED FINANCIAL PLANNER are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

CA Insurance Lic. #0M66834

Steven Tirpak graduated from West Virginia University in 2002 with a bachelor's degree in business, specializing in finance. He began his career in financial services with Equitable Advisors in 2003. Upon starting his career with Equitable, Steve completed the challenging task of developing his own client base and over the next 15 years, Steve continued to expand his business, running a successful practice within Equitable Advisors. He joined The Falcon Financial Group in 2018 to partner with other high level financial professionals as well as to offer additional expertise and services to his clients. Steve specializes in wealth management and comprehensive financial and retirement planning. As a financial professional, Steve loves his work and prides himself in providing a high level of knowledge and customer service when working with each client.

In 2009, Steve completed the rigorous coursework necessary to sit for the CFP® board exam and received the title of CERTIFIED FINANCIAL PLANNER™ professional in 2010 after passing the exam. For several years, NJ Monthly Magazine has recognized Steve as a “Five Star Wealth Manager”. In 2019, Steve was inducted into the Equitable Advisors Hall of Fame because of his achievements at the firm.

Steve currently resides in Morristown, NJ with his wife Sara, his son Cole and his daughter Delaney. His interests include traveling, cheering on the Jets/Mets, playing golf and pickleball, and spending time with family and friends.

Licenses: Life and health insurance in various states.

FINRA Securities registrations: Series 7, 66 

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements..

This Five Star Wealth Manager Award was given on December 1, 2023, remains valid for the year of 2024 and is administered by Crescendo Business Services, LLC (dba Five Star Professional).  Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. 

Michael Allison is an experienced Financial Consultant with a decade of expertise in the financial services industry. He holds an MBA from Rutgers Business School and a BA in Business from the University of Vermont.

Michael provides advice and tailored strategies to help clients manage their financial affairs effectively by assessing clients' financial needs and goals, offering investment advice and portfolio management, and guiding clients on retirement planning and life insurance options.

He has earned the esteemed Certified Plan Fiduciary Advisor (CPFA) designation from NAPA, highlighting his proficiency and dedication to fiduciary principles.

Beyond his professional commitments, Michael is a devoted family man with two children who participate in soccer, horseback riding, and gymnastics. He is actively engaged in church activities and enjoys spending summers with his family in Maine, especially enjoying white-water rafting.

His commitment to both his career and family life demonstrates his balanced approach to success and well-being.

Michael resides in Hanover, New Jersey, with his wife and children.

With over two decades in the financial services industry, Chris has built a diverse and accomplished career. He began as an equities and options broker in 2001, where he gained foundational expertise in financial markets. In 2005, Chris founded JLCC Capital Management, LLC, a long-short equity fund catering to high-net-worth investors. He then gained experience in the banking industry by joining HSBC in 2012 and held various roles, including Premier Relationship Manager, Financial Advisor, and Branch Manager, primarily serving international clients with complex lending and wealth management needs.

In 2019, Chris joined Net Worth Management Group, where he provided tax-efficient strategies and comprehensive wealth management services to individuals, families, and businesses. In 2024, Net Worth Management Group merged with The Falcon Financial Group, LLC. Chris is excited to collaborate with a team of highly experienced professionals and will continue to assist clients while leveraging the combined strength and resources of two companies with over 100 years of experience.

Chris graduated from Vassar College with a bachelor's degree in Italian, earning departmental honors, and a correlate in analytic philosophy. He is married to Jessica Yunker, and together they have two children who keep them very busy. The family enjoys hiking, cooking, and participating in community activities. Chris is also actively involved in his daughter's Girl Scout troop, serving as Treasurer, and holding a certification as a camping and overnight specialist by Girl Scouts of the USA.

Licenses: Life and health insurance in various states

FINRA Securities registration: Series 7, 66.

Glen Mulligan holds the Chartered Financial Analyst designation bringing extensive expertise in investment management, financial analysis, and portfolio strategy.  With over 25 years of experience in the financial marketplace, Glen is known for delivering strategic investment guidance and tailored financial solutions.  His client-centric approach, combined with a strong foundation in ethical and analytical standards, has earned him a reputation for trust, performance, and long-term client success. 

Glen's financial career commenced in 1997 at Merrill Lynch, where he started on the floor of the New York Stock Exchange and was quickly promoted to the trading desk as a position trader in the industrial sector.  In 2008, he moved to Deutsche Bank, further honing his skills in the industrial sector. By 2010, Glen had advanced to the role of trader at CLSA Americas, excelling in market analysis, risk management, and executing trades across diverse financial instruments.

In 2018, Glen joined Net Worth Management Group as Vice President, supporting the Chief Investment Officer by collaborating with individual clients to manage their financial portfolios and achieve investment objectives. Following the merger of Net Worth Management Group with The Falcon Financial Group, LLC in 2024, Glen continues to provide insightful financial advice to a wide range of clients, including high-net-worth individuals, institutional investors, and corporate entities.

Glen earned his degree in Finance and Accounting from Gettysburg College. Outside his professional endeavors, he enjoys spending quality time with his three children.  Additionally, Glen is a passionate and skilled guitar player with over 25 years of experience in the music industry. He is a member of two bands known for their dynamic playing style and versatility. Alongside his performance career, Glen is a dedicated music educator, sharing his knowledge and passion with aspiring guitarists.

Alison Hingle graduated with a Bachelor of Science in Administration from The University of
Alabama with a concentration in Marketing, and a minor in Computer Science. Throughout
college she worked multiple marketing jobs. She started with interning for Carbone Smolan
Agency in New York City on a team that did branding and re brands for large corporations
around the world. After her experience with Carbon Smolan Agency she decided to dive into
the marketing field by joining a team of students at University of Alabama to launch a new
application on campus. She cultivated relationships with different organizations and
businesses through out the city to help the team become the fastest growing and top
preforming team among other college campuses. She loved the creative aspect of working in
Marketing but upon graduating college realized that she wanted to interact with more people
and have more variety in her day.
Upon graduation, Alison decided to put her computer science background to use and joined
Pentalog , a worldwide IT outsourcing company based in France. Through working at Pentalog
she learned how to work with and understand people from different cultures but realized that
she wanted to make more of a difference in people lives and focus on growing relationships
with clients. Eager for a change, Alison started working for The Falcon Financial group under
Senior Partner, Jody D’Agostini in 2020 during the middle of the COVID 19 pandemic. She
started at The Falcon Financial Group thinking that this career would be short term but
quickly realized that this was the industry for her and started the process of getting licensed.
In 2023, Alison and her colleagues founded the Woman Owned Wealth marketing initiative.
Their goal is to empower and equip women to flourish through holistic financial planning,
wealth management, education and building community at every stage of their life journey.
Alison
is dedicated to providing exceptional personalized service in every client interaction.
Her empathetic approach fosters strong client relationships and instills trust in the team's
responsive service. She specializes in assisting with the financial planning, wealth
management and retirement planning processes. Alison is currently working towards her
CERTIFIED FINANCIAL PLANNER® designation to expand her knowledge on income taxation,
retirement planning, estate planning, retirement planning, insurance planning and
investments.

When not working or studying, Alison loves to stay active and travel! A few of her favorite
activities are going to the gym, skiing, snowboarding, beach volleyball, hiking, and yoga.
When she is not doing those activities or traveling, she spends time listening to music and
playing the guitar.

My Professional Qualifications

• FINRA Securities registrations: Series 7 and 66
• Life & Health insurance in New Jersey
• Notary Public



CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Joe Armstrong graduated from Susquehanna University with a B.S. in Finance in 2022. He was also a member and Captain of the Men's Soccer Team. Joe began his career at the J.P. Morgan Private Bank in New York City. He spent nearly three years working with ultra-high net worth clients specifically focused on investments and risk management. During that time, he developed a deep understanding of financial markets, portfolio construction, goals-based investing, and liquidity management. In addition to this, Joe worked collaboratively with colleagues to create a successful team environment providing optimal efficiency for clients.  

Joe joined The Falcon Financial Group in 2025 to work alongside Managing Partner Jeffrey Valle as an advisor in the Gold Mentor Program. In this role, Joe is focusing on assisting individuals and small business owners to achieve their financial goals through holistic planning and incorporating a data-driven approach. Joe holds the Series 66 and Series 7 licenses and is also licensed in Life and Health in multiple states. 

Joe currently resides in South Amboy, NJ with his girlfriend Isabella and dog Rainer. Outside of work, Joe enjoys taking his dog on runs, reading, going to the beach, spending time with friends and family, and coaching local youth soccer.   

Joe looks forward to building his client base and providing comprehensive financial planning services that lead directly to achieving personal financial security.  Joe is currently accepting new clients through referrals and recommendations.   

Licenses: Life and health insurance in various states

FINRA Securities registration: Series 7, 66

Lauren Chanley graduated from Villanova University Business School with a B.S. in Accounting and a minor in Finance and Marketing. Lauren began her career in Financial Planning at Goldman Sachs in New York City. She spent nearly 20 years in various roles including finance, capital markets, corporate advisory and cash management. There she developed a deep understanding of financial markets, forecast modeling, accounting, and liquidity management. In addition to these technical aspects of her roles, she learned the value of clear communication and collaborative team-work to achieve optimal outcomes.

Lauren joined The Falcon Financial Group in 2024 to shift her focus to assisting individuals, families, and small businesses achieve their vision for the future. Lauren focuses on wealth management by taking a holistic and data-driven approach to reaching long-term goals. Lauren is deeply committed to the relationships with her clients, which are built upon integrity, ongoing communication, and trust.

At The Falcon Financial Group, Lauren will leverage her own depth and breadth of knowledge as well as Falcon’s collaborative team. By working together, we can employ dynamic solutions to the often-bespoke needs of our clients. This synergy allows us to bring the best of many minds by deploying the valued expertise of those that have specialized skillsets in an ever-changing financial landscape.

In addition to being a Financial Advisor, Lauren is wife and mother to two children in Westfield, New Jersey. Her family enjoys being active in the community and keeps busy with sports, arts, and community service. If not with her family or clients, you may find Lauren on the golf course, pickleball court, beach, F45 class, nose deep in a good novel, ski slope, or enjoying a meal with her friends.

Licenses: Life and health insurance in various states

FINRA Securities registration: Series 7, 66

Patrick Gill earned a Bachelor of Science in Finance from Pennsylvania State University in 2024. He combines his enthusiasm for finance with his ambition to help individuals and families achieve financial independence. Motivated by his younger sister with Down syndrome, Patrick has dedicated much of his life to volunteering in the special needs community. He plans to incorporate this focus into his professional practice as a specialized area.

Patrick joined The Falcon Financial Group in 2025 to work alongside senior partner Jeffrey M. Valle as a gold mentee in the gold mentor program. Patrick is licensed in Life and Health in the states of Pennsylvania and New Jersey and has his Series 66 and Series 7.

He lives in his hometown Bethlehem, PA and enjoys reading, going to the gym, and watching Philadelphia sports.

Kayleigh Gensheimer is a dedicated financial professional with a robust background in both customer service and financial management. She graduated from William Paterson University in 2014, earning a Bachelor of Science in Accounting. During her academic journey, Kayleigh amassed valuable experience by working at various banks in New Jersey, where she served as a teller and customer service representative. This hands-on experience provided her with a solid foundation in financial services and client relations.

In 2015, Kayleigh joined The Falcon Financial Group, where she has since been an integral part of the team, working directly under Managing Partner Jeffrey M. Valle. Her primary role involves delivering exceptional customer service to clients and supporting Mr. Valle through various administrative responsibilities. Kayleigh's commitment to excellence is underscored by her attainment of Series 7 and Series 66 licenses, which enable her to offer a wide range of financial services and advice.

In December 2023, Kayleigh achieved the prestigious CFP® (CERTIFIED FINANCIAL PLANNERTM) designation, a testament to her dedication to professional growth and her comprehensive understanding of financial planning. This designation is awarded by the Certified Financial Planner Board of Standards, Inc., to individuals who successfully complete the Board's initial and ongoing certification requirements.

Kayleigh is also licensed to provide life and health insurance in New Jersey, further broadening her ability to meet clients' diverse needs. Her dedication to professional growth and client satisfaction is evident in her ongoing pursuit of certifications and her proactive approach to client care.

Beyond her professional life, Kayleigh resides in the picturesque Poconos with her husband, Kurt, and their three children, Madeline, Wyatt, and Abigail. She balances her career with a fulfilling family life, embodying the values of hard work and dedication both at home and in the workplace.  Kayleigh Gensheimer continues to exemplify professionalism and commitment in the financial industry, ensuring her clients receive the highest standard of service and support.

Contact Information:

• Phone: 973-401-2519
• Fax: 973-401-2507
• E-mail: kgensheimer@thefalconfinancialgroup.com

Licenses and Certifications:

• FINRA Securities Registration: Series 7, Series 66
• Insurance Licenses: Life and Health Insurance in New Jersey
• CFP® Designation: Obtained December 2023

CFP® and CERTIFIED FINANCIAL PLANNERTM are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Deborah Mazzaferro joined The Falcon Financial Group in 2016 to work for Senior Partner, David S. Turk. Her responsibilities include administrative support, business processing, client relations and account services. Debbie enjoys reading and traveling in her spare time. Currently, she lives in Bridgewater with her two children. Phone: (973) 401.2392 Email: dmazzaferro@thefalconfinancialgroup.com

Susan Howell graduated from Moravian College in 1993 with a BA in Business Management and a Minor in Sociology. Before joining The Falcon Financial Group. Susan worked in Human Resources and Staffing, both on the agency and corporate sides.

Susan joined the Falcon Financial Group in 2018 to work for Senior Partner Jody D’Agostini. Her responsibilities include business support, business processing, client relations, and account services. In her spare time, Susan enjoys reading and spending time with family and friends. She lives in Long Valley, NJ with her husband Brad, their sons Jack and Sean, and their dog Chewy.

Phone. (973) 401.2511

Email: showell@thefalconfinancialgroup.com

Alex Grand graduated from William Paterson University with a B.A. in Liberal Studies in 2014. Before joining the Falcon Financial Group team, Alex worked at Morris County Tobacco and Candy Co. in Dover, NJ as an administrative assistant for four years.

Alex joined The Falcon Financial Group in 2019 to work for Managing Partner, Jeffrey M. Valle. Alex has expanded her role to assist more members of the Falcon Financial Group team. Her responsibilities include, administrative support, business processing, client relations, and account services.

In her spare time, Alex enjoys playing soccer and watching anything on Bravo. She lives in Rockaway with her husband, their daughter, and their little westie, Thor.

Phone: (973) 401.2365
Email: agrand@thefalconfinancialgroup.com

Melissa graduated from Centenary University in 1996 with a A.S. in Equine Studies; as well as, graduating from Northampton Community College/ LCCC in 1998 with a A.S. in Veterinary Technology. She worked as a Licensed Veterinary Technician for over 10 years in multiple practices in NJ and PA. She and her husband have owned/ operated their own small business since 2004.

Since stepping back from the day to day duties of their small business, Melissa was looking for a new challenge. In 2023, the new challenge presented itself as an opportunity to work for The Falcon Financial Group- which she gladly accepted. She was excited to learn from such an experienced, professional group of individuals.

Melissa lives in Phillipsburg, NJ with her husband, two daughters and dog, Jingle Bells.

With over 31 years of experience in the financial services industry, Lisa's career began after she graduated from Berkeley College in 1993. She started as an administrative assistant to Douglas Todd, ChFC, at Equitable. Driven by her passion for the industry, she earned her New Jersey Life and Health Insurance Producer licenses and FINRA Series 6 registration.

Lisa is deeply committed to community service. She actively volunteers with the Morris County Chamber of Commerce, Roxbury Kiwanis Club, and First Night Morris County. Additionally, she dedicated a week in Louisiana volunteering for the Humane Society of the United States, caring for dogs displaced by Hurricane Katrina.

In 2024, Lisa embraced an exciting new opportunity by joining The Falcon Financial Group, LLC as a Registered Executive Assistant. She will continue to support Douglas Todd and David Schluer, who have also joined forces with The Falcon Financial Group, LLC. Leveraging the combined resources and expertise from her previous position as Operations Manager at Net Worth Management Group and her new role, she aims to provide enhanced value and a broader range of services to clients.

Outside of her professional life, Lisa's main passion is line dancing. She also enjoys long walks with her dog, cooking, spending time with family and friends, and boating. Lisa appreciates the scenic views, recreational activities, and peaceful surroundings of Landing, New Jersey, a small town on the south shore of Lake Hopatcong where she resides.